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Finloc Financing

Finloc Logo

Flexible financing and a privileged relationship

Finloc specializes in financing new and used equipment used for operational, rolling, commercial, and industrial purposes. Our clientele is made up of independent entrepreneurs with whom we build long term business relationships and whose success rests on personalized financing of equipment. Finloc is a proudly Canadian company with more than 30 years of experience in the transportation industry.

We support our customers success by providing

  • Speed and simplicity
  • In-depth knowledge transportation assets
  • Custom made financing solutions
  • Turn equity into cash
  • Traditional financing
  • Leasing solutions
  • Flexible terms
  • Equipment sales and lease backs options

Advantages of an operating lease

  • Expense lease payment
  • No capitalization on customer’s balance sheet
  • Protects debt-to-equity ratio
  • Option but no obligation to buy at end of contract
  • Cash out reduced to a minimum
  • Sales tax applicable on lease payments only

Advantages of a capital lease

  • Preserve cash flow
  • Reduce net after-tax cost
  • 100% financing
  • Deductible lease payments
  • Flexible terms
  • Fixed rate or floating rate, adjustable on a monthly basis
  • Sales tax applicable on lease payments only

Business Development Manager
Gary Rusnack

Direct:  /
F: 418.228.0334
Calgary, AB